When it comes to obtaining a mortgage for a home purchase, borrowers have a variety of options to choose from. One such option is an adjustable-rate mortgage (ARM). Unlike a fixed-rate mortgage, where the interest rate remains constant throughout the loan term, an ARM offers an interest rate that can adjust periodically. In this article, we will delve into the world of adjustable-rate mortgages, exploring their features, benefits, and considerations for homebuyers.
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